A Splitwise alternative for when the money is a trip.
Split costs in any currency, with no daily limit and no Pro plan. In Kaikōdo, the expenses live inside the trip, next to the itinerary, the tickets and the group chat.
Free on iPhone, iPad and Android. Also on the web: Log in · Sign up
Splitwise is still the name everyone knows. But its free plan now caps how many expenses you can add per day and shows ads, and currency conversion and receipt scanning are part of Pro. On a group trip abroad, that is exactly what you need.
Kaikōdo is not a general bill splitter: it is a trip app where shared expenses are one of the tabs. If what you are splitting is a trip, that is usually simpler.
Kaikōdo vs Splitwise
| Feature | Kaikōdo | Splitwise |
|---|---|---|
| Price | Free. No Pro plan, no ads | Free with ads; Pro is a paid subscription |
| Daily expense limit | YesNo limit | PartlyCapped on the free plan |
| Expenses in any currency, converted | YesFree; each person sees their own currency | PartlyConversion is Pro |
| Equal or custom splits | Yes | Yes |
| Receipt photos | YesAttach a photo | YesReceipt scanning in Pro |
| Spending stats by category | YesFree, also by city | PartlyCharts in Pro |
| Itinerary, tickets and group chat | YesSame app | NoExpenses only |
| Everyday bills (rent, flatmates) | NoBuilt for trips | YesIts core use |
| Payments built in | NoMark debts as settled | PartlyIn some countries |
Competitor details checked in November 2026 on their own websites and app store listings. Prices can change; check before you buy.
Choose Kaikōdo if
- You are splitting a trip and want the money next to the plan and the tickets.
- Your group pays in several currencies and you do not want to pay for conversion.
- You log lots of small expenses on travel days and do not want a daily cap.
- You would rather have one app for the trip than three.
Choose Splitwise if
- You split everyday bills with flatmates or a partner, not just trips.
- Your friends already use it and you want to keep one running balance with them.
- You are in a country where it can send the payment for you.
Open the app, there is your day.
The Today view shows the day's plans, documents, weather and map, so nobody has to ask what is next.
Settle it with a poll.
Each trip has its own chat with polls, photos and voice messages, so decisions do not get lost in WhatsApp.
Questions, answered
Is Kaikōdo really free for expenses?
Yes. There is no Pro plan: currency conversion, custom splits, receipt photos and stats are all free, with no daily limit.
Can each person see balances in their own currency?
Yes. Each expense is logged in the currency it was paid in, and each traveller sees what they owe or are owed in their own base currency.
Can I use Kaikōdo for rent or flatmate bills?
Kaikōdo is built for trips, so expenses always belong to a trip. For everyday bills between flatmates, a general splitter like Splitwise fits better.
Do I need everyone to install the app?
Everyone who wants to add expenses or see balances joins the trip. You can invite them by WhatsApp or with a link.
